mortgage

 

Mortgage Questions

mortgage??

if i buy a home of $350,000 detached / semidetached and 10,000 down payment then how much mortgage will i have to pay every month???? thanks for t...

How does mortgage fraud affects the subprime mortgage crisis?

In the actual Subprime mortgage crisis in the US huge amounts of mortgage frauds were discovered. What's the part that these frauds played in the ...

What happens to a second mortgage when a home is purchased at a foreclosure auction?

I am going to bid on a house at foreclosure and it has a 1st mortgage of $280K and a second of $70K. The lender on the first two mortgages is Decisio...

Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?

I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job....

I have a mortgage on one home, can I get a second mortgage to pay for another house?

I'm planning to relocate, but current owe a mortgage for $50k. I also have a bankruptcy on my record thats a couple of years old. I'd like to...

How much mortgage debt is there in the USA?

Given all the worries about credit in this country, and subprime mortgages, I was curious as to what the entire amount of home mortgage debt is. Ther...

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mortgages

 

Mortgages Questions

mortgages ???

what do i need to know about mortgages? who is the best bank to go with for one? how old do you have to be to get one? whats the longest you can ta...

What happens to mortgages if the bank goes out of business and no one wants to buy them?

I hear that if a bank goes under other banks will buy these mortgages. But with so many mortgages exceeding values of homes, many banks might not wan...

If Countrywide goes bankrupt, what happens to its mortgages during during the bankruptcy process?

I know that its debts and assets will be sold to other banks. The question is when? Will the sale of its mortgages have to wait until the bankruptc...

How to get more than 10 mortgages on investment properties?

We own 10 investments properties and have 10 mortgages (with Bank of America) on each one. The bank is saying that they can do only 10 mortgages per p...

How do house payments and mortgages work?

I have always wondered how house payments and mortgages happen, and how they figure out your monthly house payment. What would I have to do in order ...

How do I sell my rental properties by creating mortgages?

I have 20 rental properties that I would like to sell. They all have mortgages on them. How can I create mortgages for my buyers to try to sell tham a...

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mortgage loan

 

Mortgage Loan Questions

Mortgage Loan?

When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan offi...

How do Mortgage loan officers make their money?

I'm getting a mortgage loan through a mortgage company but the guy that is giving me the loan seems a little bit to excited. How much money is he ...

What percentage does a mortgage loan officer make from the sell of a home?

I was just curious, when a mortgage loan officer sells a home what percentage of the selling price does the loan officer keep for his commission?

How do i find a job as a mortgage loan officer without any mortgage experience?

I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so ...

Student loans not in repayment or in deferral included in a mortgage loan application as an expense?

Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. How...

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home mortgage loan

 

Home Mortgage Loan Questions

Can we get a home mortgage loan with poor credit?

My soon to be husband and I are renting a home in our area and paying $1100.00 a month in rent. (This is quite a bit for the area that we live in) We ...

How difficult is it to get a home mortgage loan?

I am looking to get a loan for a modular home and a piece of land. We would need about 250,000. My husband claimed bankruptcy in 2001 before we were ...

How can I get out of my home mortgage loan?

Me and my fiance bought a home, now his family is residing with us temporarily. It has been a year, the loan is in both our names. How can I get out...

Can a conventional home mortgage loan be refinanced using FHA?

I know that if a person already has an FHA loan, they may refinance using the FHA Streamline process. If a person currently has a conventional mortgag...

I have a little experience in the mortgage Home Loan Industry I want to get back into it any suggestions?

I want to get back into the mortgage industry any good companies to start for? Any suggestions on how to get good mortgage leads or to get clients to ...

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mortgage loans

 

Mortgage Loans Questions

Mortgage loans........?

Who does the mortgage lender disburse the loan to. From my understanding, the lender direct deposits the loan into the buyers (borrowers) bank account...

Student loans not in repayment or in deferral included in a mortgage loan application as an expense?

Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. How...

In relation to mortgage loans what constitutes a low credit score?

I have been reading lots about the housing crisis and have learned that the loans for new mortgage loans for people with low scores it getting harder ...

How do I find out if someone is using my name for mortgage loans that I know nothing about?

I was looking up my credit report online and for the questions to make sure I was me I was asked about mortgage loans in two different years that I kn...

I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal?

I am planning to buy a home outside the United States, I am wondering if I can get mortgage loans or personal loans here in the US. If so who should I...

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second mortgage

 

Second Mortgage Questions

Second Mortgage?

I'm going on 3 months past due now on my mortgage. In other words my home is going into forclosure. I have a second mortgage that I am gonig on 2 ...

What happens to a second mortgage when a home is purchased at a foreclosure auction?

I am going to bid on a house at foreclosure and it has a 1st mortgage of $280K and a second of $70K. The lender on the first two mortgages is Decisio...

What happens to the second mortgage when the first mortgage forecloses?

I am going through a foreclosure on my first mortgage, what are my options with dealing with the second mortgage? Any legitimate websites with guides ...

What is a second mortgage and how can an owner and a bank or private investor benefit from it?

What situation would an owner use a second mortgage. How does the bank and the owner benefit from it?

How do you subordinate a second mortgage?

I am trying to help my client refi his first mortgage, but in order to do that I have to subordinate his second mortgage. The lender that I'm tryi...

I have a mortgage on one home, can I get a second mortgage to pay for another house?

I'm planning to relocate, but current owe a mortgage for $50k. I also have a bankruptcy on my record thats a couple of years old. I'd like to...

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mortgage calculator

 

Mortgage Calculator Questions

Mortgage Calculator?

where to get mortgage calculator for housing loan with Malaysian context?

Where can I find a mortgage calculator to put on a web page?

I am in the process of teaching myself how to build web pages. I am working on one now for a friends mortgage company. I need a mortgage calculator....

Does anyone know a good mortgage calculator?

I need a mortgage calculator which will give you interest paid for each year on a repayment mortage. This (obviously) decreases as it is paid off and...

What is the Best Mortgage Calculator for Home Equity Loans and Home Refinancing?

I am searching for the best mortgage calculators. Interest Only calculators and simple home mortgage calculators and loan calculators. I used the one...

How do you calculate what your mortgage payment will be without using a mortgage calculator?

Can somone show me how to calculate a mortgage payment like for example what is the monthly payment on a $200,000 mortgage at 6% interest over 2...

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mortgage application

 

Mortgage Application Questions

Mortgage Application?

Hi, When calculating total debt service (TDS) for the banker as part of my mortgage application do you recommend I use past 2 years average income alt...

What are the penalities for lying on a mortgage application?

I'd like to get a mortgage but I owned a rattlesnake once. What kind of trouble will I get in for lying on a mortgage application to cover this f...

What would happen if i lied about my age on a mortgage application ?

I would like to lie about my age on a mortgage application. I have 730 Fico, a 400K Gross small business corp and 30K in brokerage account. However if...

Does a mortgage application use your gross annual income, or gross monthly income to qualify you?

I work full time for 7 months out of the year, and part time for 5 months out of the year, how will that effect a mortgage application? My pay stubs ...

Things to do before submitting a Mortgage application?

What are some things I should do to better my credit, or increase my chances of approval for a mortgage application? My husband will turn 21 in Decemb...

How to prevent identity fraud when someone has your mortgage application information?

I got a letter from my mortgage company saying that an employee "may" have sold the information off my application. They have fired the person, but t...

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home equity loans

 

Home Equity Loans Questions

What to look for when shopping around for home equity loans?

Any advice on what to look for when shopping around for home equity loans? Are there referral commissions? I have a couple of individuals lookin...

What are the best sources of information on Prime equity home loans

I am looking to refi my home mortgage and got a suggestion to check out home equity loan. Need help

How tax deductible are charitable donations and home equity loans?

When they say donations and home equity loans are tax deductible, what does this mean? Does a $1000 donation mean $1000 less federal income tax? Does ...

is there a place that offers home equity loans to people that have bad credit?

my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for ...

Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?

I read public records when doing RE research so I'm wondering. I guess that only second and reverse mortgages show. And why would someone choose...

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